Disruptions are a normal part of life. You gotta remember that today. As much as you may have tried to play by the rules recently, you can’t anticipate everything. Financial fluxations may mean you can’t keep up with the expectations of others. Be savvy. Don’t spend what you don’t have. Curious about 2018?Get ahead of the New Year curve with our free mini-guide “The Promises and the Pressures in 2018”